Academic Doctor of Economics, Professor at Caucasus International University, Head of Doctoral Program in Business Administration, Certified Reviewer at Publons Academy, Member of the Editorial Board of the Journal of Eastern European and Central Asian Research (JEECAR).

She was born on October 15, 1970. Graduated from Tbilisi State University, Faculty of Cybernetics and Applied Mathematics, specialty - Mathematical Support for Design and Management Systems, and Faculty of Economics, speciality - Finance and Credit. She has published more than 30 scientific papers both in Georgia and abroad.

Her research interests include: financial education and financial inclusion, funding of research and development, higher education and economic development, financial crises, and more.

EKONOMISTI The international scientific and analytical, reviewed, printing and electronic journal of Paata Gugushvili Institute of Economics of Ivane Javakhishvili Tbilisi State University

DOI: 10.36172/EKONOMISTI E ISSN 2346-8432 Print ISSN 1987-6890	Academic Doctor of Economics, Professor at Caucasus International University, Head of Doctoral Program in Business Administration, Certified Reviewer at Publons Academy, Member of the Editorial Board of the Journal of Eastern European and Central Asian Research (JEECAR). She was born on October 15, 1970. Graduated from Tbilisi State University, Faculty of Cybernetics and Applied Mathematics, specialty - Mathematical Support for Design and Management Systems, and Faculty of Economics, speciality - Finance and Credit. She has published more than 30 scientific papers both in Georgia and abroad. Her research interests include: financial education and financial inclusion, funding of research and development, higher education and economic development, financial crises, and more.