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Since 2003, she is working as a docent at the Department of Finance and Accounting at Yerevan State University (YSU). From 1968 to 1973 she graduated from Yerevan Polytechnic Institute named after Karl Marx, specialty: "Economics and Construction Organization", qualification: "Economist-Engineer". In 1987 she completed her Ph.D. at Moscow Civil Engineering Institute named after V.V. Kuibyshev, topic: “The impact of natural and climatic factors on the economic indicators of residential developments of micro districts”. In 2004 she received the title of Docent.

Scale of professional interests: Implementation issues of financial engineering and new financial instruments in RA.

She is the author of 50 scientific articles and manuals.